Corporate Credit Analyst

About the role

We are seeking a detail‑oriented Corporate Credit Analyst to join our Corporate Credit Analysis Team. In this position you will evaluate the financial health and creditworthiness of corporate clients, perform in‑depth financial analysis, and support sound lending decisions.

Key responsibilities

• Assess the creditworthiness of corporate clients and evaluate loan applications.
• Analyze borrowers' financial and operational performance, reviewing financial statements, ratios, cash flows and business trends.
• Perform comprehensive financial analysis and validate the accuracy and consistency of financial information.
• Present analysis results and provide recommendations on credit risk and lending decisions.
• Participate in Credit Committee meetings and offer professional opinions on credit applications.
• Ensure compliance with internal credit policies and relevant regulatory requirements.

Required profile

• Minimum 2 years of experience in corporate credit analysis, corporate lending or financial analysis.
• Strong knowledge of financial statement analysis, financial ratios and cash‑flow analysis.
• Understanding of corporate lending principles and credit risk assessment.
• Good command of Armenian and English; Russian is a plus.
• High level of responsibility, integrity and attention to detail.
• Bachelor’s degree in Finance, Economics, Accounting or a related field.

Required skills

• Proficiency with Microsoft Office applications.