Product Analyst (Fintech / Payments) - Russian Speaker

About the role

STB Union, a financial app with a multicurrency account, STB Visa card, money transfer service and 24/7 currency exchange, has recently received a banking license and is expanding its digital banking platform. It is hiring a full-time Product Analyst for a remote position. You will own features end to end, from business idea and requirements to API contracts and production release. Overlapping working hours with the GMT+3 time zone are required for at least 6 hours per day.

Key responsibilities

• Gather and analyse business requirements from product, finance, back office and compliance teams
• Turn them into product requirements, technical specifications and acceptance criteria
• Design and document integrations with external systems with developers
• Describe transaction flows, money movement and reconciliation logic
• Act as feature owner, leading delivery with Backend, Frontend, Mobile and QA
• Take part in grooming, release planning and retrospectives
• Investigate production issues on transactions and settlements with the team
• Maintain documentation in the shared knowledge base

Required profile

• 3+ years as a Business / System / Product Analyst in fintech, banking or payments
• Solid understanding of the card transaction lifecycle (authorization, clearing, settlement, reversals, refunds, chargebacks)
• Experience with reconciliation and settlement between issuer, acquirer, payment schemes and partners
• Fluent Russian and English, verbal and written
• Overlapping working hours with GMT+3 for at least 6 hours daily

Required skills

• Reading and analysing API documentation (REST, JSON) and testing requests in Postman
• Writing requirements such as user stories, acceptance criteria, edge cases and error handling
• Using diagrams (sequence, BPMN, state machines, data flows)
• Practical use of AI tools (Claude, ChatGPT or similar) for requirements analysis, document drafting and research, with critical verification
• Tools: Jira, Confluence, Postman, diagramming tools, SQL (PostgreSQL)

Preferred: Visa / Mastercard specifications or ISO 8583, money transfers, FX and multicurrency accounts, KYC/AML and PCI DSS knowledge, basic SQL, integration with payment providers, B2B product experience.